Terms & Conditions

1. Acceptance of Terms

By accessing, browsing, or using the website located at geicoinsurancequotes.online (the "Site") or any services provided by Geico Insurance Quotes ("Company," "we," "us," or "our"), you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

These Terms constitute a legally binding agreement between you and Geico Insurance Quotes. Your continued use of the Site following any changes to these Terms constitutes your acceptance of such changes.

2. Description of Services

Geico Insurance Quotes is an independent insurance agency that provides insurance quote comparison services, policy information, and insurance-related guidance. Our services include:

• Providing insurance quote comparisons from multiple carriers
• Offering information about various types of insurance coverage
• Connecting customers with licensed insurance agents
• Facilitating insurance policy applications and renewals
• Providing general educational content about insurance products

We act as an intermediary between consumers and insurance companies. We are not an insurance company and do not underwrite insurance policies directly.

3. Eligibility

By using our Site and services, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into binding contracts
• You are a resident of the United States
• All information you provide is accurate, complete, and current
• You will update your information as necessary to maintain its accuracy

4. Use of Website

You agree to use our Site only for lawful purposes and in a manner that does not infringe the rights of others. You agree NOT to:

• Use the Site in any way that violates applicable local, state, national, or international laws or regulations
• Transmit any unsolicited or unauthorized advertising or promotional material
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Use any automated tool to access, scrape, or collect data from the Site
• Introduce viruses, trojans, worms, logic bombs, or other harmful material
• Attempt to gain unauthorized access to any part of the Site or its related systems
• Submit false or misleading insurance applications or information

5. Insurance Quotes and Information

The insurance quotes and information provided through our services are subject to the following conditions:

• Not a Guarantee: Quotes provided are estimates only and are not a guarantee of final premium rates. Actual premiums are determined by the insurance carrier based on a full underwriting review.
• Accuracy of Information: The accuracy of any quote depends entirely on the accuracy of the information you provide. Misrepresentation may result in policy cancellation or claim denial.
• Carrier Availability: Not all insurance products or carriers may be available in all states or for all individuals.
• No Coverage Until Bound: No insurance coverage is effective until a policy is formally issued and bound by an insurance carrier.
• Policy Review: You are responsible for reviewing all policy documents and understanding your coverage before accepting any insurance policy.

6. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, icons, images, audio clips, and software, is the property of Geico Insurance Quotes or its content suppliers and is protected by United States and international copyright laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content without our express written permission.

7. Disclaimer of Warranties

THE SITE AND ALL CONTENT, SERVICES, AND PRODUCTS AVAILABLE THROUGH THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, GEICO INSURANCE QUOTES DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties that the Site will be uninterrupted, error-free, or virus-free
• Warranties regarding the accuracy, reliability, or completeness of any information
• Warranties that defects will be corrected

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, GEICO INSURANCE QUOTES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of (or inability to access or use) the Site
• Any conduct or content of any third party on the Site
• Any content obtained from the Site
• Unauthorized access, use, or alteration of your transmissions or content
• Reliance on any insurance quote, rate, or information provided

Our total liability to you for any claim shall not exceed the amount you paid us in the twelve (12) months prior to the claim.

9. Indemnification

You agree to defend, indemnify, and hold harmless Geico Insurance Quotes, its officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your use of the Site or services
• Any content you submit or transmit
• Your violation of any third-party rights
• Your violation of any applicable law or regulation

10. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information. By using our Site, you consent to all actions taken by us with respect to your information in compliance with our Privacy Policy.

11. Third-Party Services

Our Site may contain links to or integrate with third-party websites, services, and applications that are not owned or controlled by Geico Insurance Quotes. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the terms and privacy policies of any third-party services you engage with through our Site.

12. Termination

We reserve the right to terminate or suspend your access to the Site and services, without notice or liability, for any reason, including if we reasonably believe you have violated these Terms. Upon termination, your right to use the Site will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Geico Insurance Quotes is registered, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within that state for the purpose of litigating all such claims or disputes.

14. Dispute Resolution

Any dispute arising out of or relating to these Terms or your use of the Site shall first be attempted to be resolved through good-faith negotiation between the parties. If such negotiation fails, the parties agree to submit the dispute to binding arbitration conducted in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent actual or threatened infringement of intellectual property rights.

15. Changes to Terms

We reserve the right to modify these Terms at any time at our sole discretion. We will provide notice of significant changes by updating the "Last Updated" date at the top of these Terms. Your continued use of the Site after any changes become effective constitutes your acceptance of the new Terms. We recommend that you periodically review these Terms for any updates.